Economy Talk
Tier list: adult expenses ranked by how much they hurt
S tier (pure pain): rent, car insurance renewal, dentist without insurance.
A tier: electricity bill in winter, wedding of a friend in another country (flight + gift + suit).
B tier: phone contract, gym you don't go. In Spain my gym is 35 euro and I went 4 times this year, so is about 80 euro per visit. I calculated.
C tier: groceries. Hurts a bit but at least you eat.
F tier (no pain): library. Is free. Already said everything.